Protection You
Can Count on

Better coverage, less hassle. XCover.com makes insurance simple, fast, and stress-free - which is why over 3 million global customers trust us to protect the things they love.

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Trustpilot 4.5 stars
Reviews 3,000+ Excellent

Our partners

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We've got you covered

SMS

24/7 Support

Our worldwide, follow-the-sun support is right here when you need a helping hand - anywhere, any time.

Protection

Trusted to protect

We’re backed by the world’s top-rated insurers. Plus thousands of customers rate us '5 stars' on Trustpilot.

Payment

Instant payments & claims

When it comes to claims , no one likes to wait. We've replaced snail mail and paper trails with an easy online process and instant payments.

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We're winning awards

We ranked #1 in the Financial Times' fastest growing companies in Asia Pacific while others in the US, UK, Europe, Australia and Brazil have awarded our instant payments technology and customer service excellence.

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Financial Times
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What our customers are saying

"I damaged my GoPro test while on a diving trip in Mexico and was dreading the hassle of making a claim. Turns out I had nothing to worry about! The whole process was incredibly fast and simple - you make a claim online and XCover.com takes care of the rest. Great service!"

Julie Metcalfe
Julie Metcalfe

We think faster is better

Your time is precious. We make sure you don’t have to spend it on lengthy claims processes. Our super-fast claims and instant payments mean you can get on with your life.

Get your documents

Get your documents

Most claims need supporting documents, so having these ready will make for a faster process.

Submit your claim

Submit your claim

Simply log in and enter your claim details. We'll keep you updated on progress and payment status.

Get paid

Get paid

All done. Your payment will typically land in your account within 1-2 business days.

We Protect the Things You Love And Do

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