![claims-hero-2x.png](https://staging.static.cms.xcover.com/media/original_images/claims-hero-2x.png)
Claims (NEW)
We know that lodging a claim can be a long and tiring process. That's why we've designed a simpler claims process that guides you, from filing to settlement in as little as 3 days.
How claims work
When life happens, we’re here to help. Think of us like your best friend who’s never going to ask you to help move a couch.
![Before you start](https://staging.static.cms.xcover.com/media/original_images/img-gettingstarted.png)
Before you start
Please have supporting documents and a brief description of what happened ready to go.
![Submit claim](https://staging.static.cms.xcover.com/media/original_images/img-submitting.png)
Submit claim
Simply log in, answer questions about your claim and submit your documents. We’ll keep you updated as it progresses.
![Get paid](https://staging.static.cms.xcover.com/media/original_images/img-simpleclaims.png)
Get paid
Your payment will typically land in your account in 1-2 days.